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And in cases where there's an income gap or one person has higher personal expenses (like medical costs for example), other couples might prefer to split costs 60/40 or another ratio that makes sense for them.Īnd don't forget about some of the more hidden costs of moving in together, like renter's insurance and deciding how to split ongoing expenses for things like furniture, household supplies, and groceries.Īs your relationship gets more serious, it becomes more and more important to open up to your partner - and that includes talking about any debt you may have. Some couples like to split everything 50/50 down the middle, which can make perfect sense if your incomes are pretty similar. It's literally like, 'Okay, where's the money going, in a very practical way - so let's figure out something that works for both of us.'" When it comes to this talk, Dunlap said, "It doesn't have to be emotional at all. Moving in together often means splitting rent, utility bills, and maybe even committing to a joint Netflix account. Now it's time to decide how you're going to pay for literally everything else. If you're talking about moving in together, you're probably already pretty good at figuring out who pays on a date. You just need to have your social security number handy to get started.
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You might be able to get this score from your bank, or you can check it for free by making an account with Experian.
But if you're in the US, your FICO credit score will most likely be the one that counts in lending decisions. Credit scoring ranges vary depending on which credit scoring model you're using, but for the FICO credit score, the good range is between 670 and 739.īTW, if you're not sure what your credit score is, you should know that you actually have several different credit scores. If you go this route, she noted it's important to be super clear about what you mean when you're talking about good credit. "You can just ask for a range or say, 'Is your credit score good?'" recommended Eweka. But since your credit can affect your ability to rent an apartment or buy a house, you should probably talk about it with your partner if you're planning on finding a new place together.īut you don't necessarily have to demand to see your S.O.'s credit report. Talking about your credit score is probably not your idea of a fun, sexy time.
Did you see that article?" Opening the conversation by asking about a broader trend or news story can tell you a lot about your date's views without necessarily putting them on the spot. If you're not comfortable asking about their view on gender roles directly, Dunlap suggests saying something like, "Hey, I saw an article about the pay gap between men and women. Depending on what's important to you, you might also want to ask if they think gender should dictate who makes certain decisions or career priorities. For example, Dunlap explained she likes to ask men she dates how they would feel about being with a woman who out-earns them, as a way to weed out guys who might feel threatened by her success. Finding out how they've handled this stuff in the past can give you insight into what they might want to do in the future.Īnd in some cases, your date's views on gender roles could also effect how they handle money with a partner. For example, if they mention that they lived with an old flame, you might ~casually~ ask some questions about how they shared responsibilities in the relationship. You can also learn a lot about your date's money habits by asking them how they handled finances in a past relationship.
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